Overview Property Details Payment Calculator Walkability

Active

48 Main Street, Cummington MA 01026

$249,900

Estimated $725.71/month Calculator

Multi Family

Total Units: 1

Price Per Unit: $249,900

Total Rent: 0/year

Estimated CAP Rate: -1.54%

0 Bedrooms

Baths

3,938 SqFt

Total Parking: 12

20,473 SqFt

Located on the banks of the Westfield River, this income property offers six one-bedroom apartments with separate heat and electric. Recent improvements include a new roof, windows, fire alarm, water heater, electrical updates, septic system and egress stairway. Appliances...

This home has been viewed 188 times

Last Checked: June 24th, 2025 at 4:40am (Source: MLS PIN #72941533)

Gross Income: $0

Gross Expenses: $3,846

Net Income Calc: $3,846

CAP Rate: -1.54%

Annual Expenses for 48 Main Street, Cummington MA 01026

Total Gross Expenses (Calculated)$3,846/year

APOD Available

Heating

Electricity

Water

Gas

Insurance

Sewer

Trash Removal

Repair & Maintenance

Management

Miscellaneous

Real Estate Tax$3,846

Annual Income & Unit Breakdown for 48 Main Street, Cummington MA 01026

Total Gross Income (Calculated)$0

Unit 1

Rental Income$0

Lease

Bedrooms

Bathrooms

Floor

Levels in Unit

HeatingNo

Rent Includes

General Information for 48 Main Street, Cummington MA 01026

Listing ID72941533

Property TypeMulti Family / 5+ Family

Price$249,900

Style

CityCummington

CountyHampshire

MLS Area

Neighborhood(s)

Approximate Living Area Total3,938 SqFt

Approximate Lot Size (Acres)0.47 acres

Total Parking12

Garage Parking

Year Built1816

Year Built Source

Year Renovated

Year Built Details

Water

Sewer

Electric

Hot Water

Roof Material

Basement

Construction Materials

Lot Features

Foundation Area

Foundation Description

Accessible Features

Outdoor Space

ZoningVillage

Zoning DetailsLegal Non-Conforming

Water Views

Water Views Features

WaterfrontNo

Waterfront Features

Energy Features

Terms

Disclosures for 48 Main Street, Cummington MA 01026

Lead Paint

UFFI

Living Area Includes Basement

Living Area Disclosure

Building Area Source

Title 5

Exclusions

Disclosures

Financial Data Source

Total Gross Expenses By Broker$14,359

Total Gross Income By Broker$38,160

Total Net Income By Broker$23,801

For Sale By OwnerNo

Short Sale / Forclosure (Bank Owned)

Buyer Agent Compensation2%

Facilitator Compensation2

Sub-Agent Compensation

Compensation Based On

Financial Information for 48 Main Street, Cummington MA 01026

Real Estate Taxes$3,846

Tax Year2025

Assessed Value

Financial Data Source

Total Gross Expenses By Broker$14,359

BostonRealEstate.com Gross Expenses

Total Gross Income By Broker$38,160

BostonRealEstate.com Gross Income

Total Net Income By Broker$23,801

BostonRealEstate.com Gross NOI

CAP Rate (based on Broker info)

CAP Rate (BostonRealEstate.com)-1.54%

Location Information for 48 Main Street, Cummington MA 01026

Elementary School

Middle School

High School

Neighborhood(s)

MLS Area

Area Amenities

Contact Information for 48 Main Street, Cummington MA 01026

Agent

Name: David A Murphy

MLS ID: E0000DAM

Office ID: E21001

National Association ID: 449000181

Address: 44 Conz Street

City: Northampton

State: MA

Zip: 01060

Office

Name: The Murphys REALTORS®, Inc.

MLS Office ID: E21001

Phone: 413-584-5700

Payment Calculator

$1,860.30 per month

30 Years Fixed, 6.75% Interest

Property Taxes $320.50

Principal & Interest $1,539.80

HOA Dues $0

Term

Interest

Home Price

Down Payment

Exclusive Listing Agent

The Murphys REALTORS®, Inc.

David A Murphy

Agent Phone

Office Phone

(413) 584-5700

Text Agent Call Agent Call Office

Array
(
    [acres] => Approx. 0.47 acres (20,473 SqFt)
    [add_date] => 2024-04-27 05:20:13
    [address] => Main Street
    [agent] => Array
        (
            [address] => 44 Conz Street
            [city] => Northampton
            [id] => E0000DAM
            [name] => David A Murphy
            [national_association] => 449000181
            [office] => E21001
            [state] => MA
            [zip] => 01060
        )

[apod_available] => Array
        (
        )

[appliances] => Array
        (
        )

[approx_living_area_total] => 3,938 SqFt
    [approx_lot_size_acres] => 0.47 acres
    [approx_lot_size_sqft] => 20,473 SqFt
    [assessed_value] => 
    [association] => No
    [association_fee] => Array
        (
            [0] => $0
        )

[association_fee_frequency] => Array
        (
        )

[association_fee_includes] => Array
        (
        )

[association_required] => Array
        (
        )

[available_date] => 
    [available_now] => Yes
    [basement] => Array
        (
        )

[bathrooms] => 
    [bedrooms] => 0
    [building_amenities] => Array
        (
        )

[building_area_source] => Array
        (
        )

[building_management] => Array
        (
        )

[building_debug] => 48 Main Street Cummington
    [building_id] => 
    [building_name] => 
    [building_name_from_address] => 
    [building_url] => 
    [buyer_agent_compensation] => 2%
    [buyer_agent_id] => 
    [buyer_office_id] => 
    [c_style] => Array
        (
            [0] => 5+ Family
        )

[c_type] => Multi Family
    [cap_rate] => -1.54%
    [city] => Cummington
    [community_features] => Array
        (
        )

[compensation_based_on] => Array
        (
        )

[complex_complete] => Array
        (
        )

[construction_materials] => Array
        (
        )

[construction_status] => 
    [cooling] => No
    [cooperating_agent_commission] => Array
        (
        )

[county] => Hampshire
    [cultivation_acres] => None
    [date_available_note] => 
    [deposit_amount] => Array
        (
            [0] => $0
        )

[deposit_required] => Array
        (
        )

[deqe] => 
    [description] => Located on the banks of the Westfield River, this income property offers six one-bedroom apartments with separate heat and electric.  Recent improvements include a new roof, windows, fire alarm, water heater, electrical updates, septic system and egress stairway.  Appliances are included and off-street parking is available for all of the units. Part of the driveway is shared with the neighbor by a right-of -way.
    [disclosures] => 
    [documents_available] => Array
        (
        )

[electric] => Array
        (
        )

[electric_expense] => Array
        (
            [0] => $0
        )

[elementary_school] => 
    [en_suite_bath] => Array
        (
            [0] => Yes
        )

[energy_features] => Array
        (
        )

[entry_level] => Array
        (
        )

[estimated_monthly_payment] => 
    [exclusions] => Array
        (
        )

[exterior_features] => Array
        (
        )

[facilitator_compensation] => 2
    [fee_paid_by_tennant] => Contact Agent
    [financial_data_source] => Array
        (
        )

[fireplaces] => Array
        (
        )

[first_month_required] => Array
        (
        )

[floor_number] => 0
    [flooring] => Array
        (
        )

[for_sale_by_owner] => No
    [foundation_area] => 
    [foundation_materials] => Array
        (
        )

[frontage_length] => 49.00
    [full_baths] => 0
    [garage_parking] => 
    [gas] => Array
        (
        )

[gas_expense] => Array
        (
            [0] => $0
        )

[gross_income] => Array
        (
            [0] => $38,160
        )

[half_baths] => 0
    [handicap_access] => No
    [heating] => No
    [heating_expense] => Array
        (
            [0] => $0
        )

[high_school] => 
    [horse_features] => Array
        (
        )

[horse_permitted] => No
    [hot_water] => Array
        (
        )

[id] => 296395
    [insurance_expense] => Array
        (
            [0] => $0
        )

[insurance_required] => Array
        (
        )

[interior_features] => Array
        (
        )

[last_month_required] => Array
        (
        )

[last_sync_date] => 2025-06-24 04:40:24
    [laundry_features] => Array
        (
        )

[lead_paint] => Array
        (
        )

[lease_term] => 
    [levels_in_unit] => 1
    [living_area] => 3,938 Sq. Ft.
    [living_area_disclosure] => Array
        (
        )

[living_area_includes_basement] => Array
        (
        )

[lot_features] => Array
        (
        )

[management_expense] => Array
        (
            [0] => $0
        )

[middle_school] => 
    [miscellaneuos_expense] => Array
        (
            [0] => $0
        )

[mls_area] => 
    [mls_id] => 72941533
    [neighborhoods] => Array
        (
        )

[net_income_calc] => -3846
    [net_operating_income] => Array
        (
            [0] => $23,801
        )

[number_of_lots] => Array
        (
        )

[number_of_units] => 1
    [office] => Array
        (
            [id] => E21001
            [name] => The Murphys REALTORS®, Inc.
            [phone] => 413-584-5700
        )

[operating_expense] => Array
        (
            [0] => $14,359
        )

[optional_fee_includes] => Array
        (
        )

[optional_price] => 0
    [outdoor_space_available] => Array
        (
        )

[owner_occupancy_source] => 
    [parking_features] => Array
        (
        )

[pasture_area] => None
    [patio_and_porch] => Array
        (
        )

[perc_test] => Array
        (
        )

[perc_test_date] => Unknown
    [pet_policy] => Array
        (
        )

[phone] => 413-530-2275
    [pool_features] => Array
        (
        )

[price] => $249,900
    [price_per_sqft] => 0
    [price_per_unit] => 249900
    [private_pool] => No
    [property_sub_type] => Array
        (
        )

[real_estate_tax] => $3,846
    [references_required] => Array
        (
        )

[rent_includes] => Array
        (
        )

[repair_maintenance_expense] => Array
        (
            [0] => $0
        )

[road_frontage_type] => Array
        (
        )

[roof_material] => Array
        (
        )

[rooms] => 0
    [senior_community] => No
    [sewer] => Array
        (
        )

[sewer_expense] => Array
        (
            [0] => $0
        )

[short_sale] => 
    [special_listing_conditions] => Array
        (
        )

[state] => Massachusetts
    [state_code] => MA
    [status] => Array
        (
            [0] => Active
        )

[street_number] => 48
    [structure_type] => Array
        (
        )

[style] => Array
        (
        )

[subagent_compensation] => 
    [tag_accessible_features] => 
    [tag_air_conditioning] => 
    [tag_association_pool] => 
    [tag_beach_access] => 
    [tag_beach_front] => 
    [tag_elevator] => 
    [tag_equestrian] => 
    [tag_garage_parking] => 
    [tag_generator] => 
    [tag_green_features] => 
    [tag_laundry] => 
    [tag_lead_paint_free] => 
    [tag_loft] => 
    [tag_pet_friendly] => 
    [tag_pre_construction] => 
    [tag_private_outdoor_space] => 
    [tag_private_pool] => 
    [tag_professional_management] => 
    [tag_recently_renovated] => 
    [tag_senior_community] => 
    [tag_townhouse] => 
    [tag_waterfront] => 
    [tag_waterview] => 
    [tax_year] => 2025
    [team] => Array
        (
        )

[terms] => Array
        (
        )

[timber_acres] => None
    [title_5] => 
    [total_gross_expense] => 3846
    [total_gross_income] => 0
    [total_parking] => 12
    [trash_expense] => Array
        (
            [0] => $0
        )

[uffi] => Array
        (
        )

[unit_1_bathrooms] => 
    [unit_1_bedrooms] => 
    [unit_1_floor] => 
    [unit_1_lease] => Array
        (
        )

[unit_1_levels] => 
    [unit_1_rent] => Array
        (
        )

[unit_2_bathrooms] => 
    [unit_2_bedrooms] => 
    [unit_2_floor] => 
    [unit_2_lease] => Array
        (
        )

[unit_2_levels] => 
    [unit_2_rent] => Array
        (
        )

[unit_3_bathrooms] => 
    [unit_3_bedrooms] => 
    [unit_3_floor] => 
    [unit_3_lease] => Array
        (
        )

[unit_3_levels] => 
    [unit_3_rent] => Array
        (
        )

[unit_4_bathrooms] => 
    [unit_4_bedrooms] => 
    [unit_4_floor] => 
    [unit_4_lease] => Array
        (
        )

[unit_4_levels] => 
    [unit_4_rent] => Array
        (
        )

[unit_level] => 
    [unit_number] => 
    [units_owner_occupied] => 
    [unparsed] => Array
        (
            [0] => 48 Main Street, Cummington MA 01026
        )

[utilities] => Array
        (
        )

[view] => Array
        (
        )

[water] => Array
        (
        )

[water_expense] => Array
        (
            [0] => $0
        )

[water_views] => Array
        (
        )

[water_views_features] => Array
        (
        )

[waterfront] => No
    [waterfront_features] => Array
        (
        )

[year_built] => 1816
    [year_built_details] => 
    [year_built_source] => 
    [year_renovated] => 
    [zip] => 01026
    [zoning] => Village
    [zoning_details] => Legal Non-Conforming
    [media] => Array
        (
            [0] => Array
                (
                    [id] => 119122296
                    [name] => MLS1.jpg
                    [type] => gallery
                    [category] => image
                    [url] => https://www.bostonrealestate.com/wp-content/uploads/WPL/296395/MLS1.jpg
                    [index] => 1
                    [enabled] => 1
                    [created] => 2025-06-24 04:40:29
                    [modified] => 2025-06-24 04:40:30
                )

[1] => Array
                (
                    [id] => 119123566
                    [name] => MLS2.jpg
                    [type] => gallery
                    [category] => external
                    [url] => https://media.mlspin.com/photo.aspx?mls=72941533&w=1024&h=768&n=2
                    [index] => 2
                    [enabled] => 1
                    [created] => 2025-06-24 04:40:42
                    [modified] => 2025-06-24 04:40:42
                )

[2] => Array
                (
                    [id] => 119123567
                    [name] => MLS3.jpg
                    [type] => gallery
                    [category] => external
                    [url] => https://media.mlspin.com/photo.aspx?mls=72941533&w=1024&h=768&n=3
                    [index] => 3
                    [enabled] => 1
                    [created] => 2025-06-24 04:40:42
                    [modified] => 2025-06-24 04:40:42
                )

[3] => Array
                (
                    [id] => 119123568
                    [name] => MLS4.jpg
                    [type] => gallery
                    [category] => external
                    [url] => https://media.mlspin.com/photo.aspx?mls=72941533&w=1024&h=768&n=4
                    [index] => 4
                    [enabled] => 1
                    [created] => 2025-06-24 04:40:42
                    [modified] => 2025-06-24 04:40:42
                )

[4] => Array
                (
                    [id] => 119123569
                    [name] => MLS5.jpg
                    [type] => gallery
                    [category] => external
                    [url] => https://media.mlspin.com/photo.aspx?mls=72941533&w=1024&h=768&n=5
                    [index] => 5
                    [enabled] => 1
                    [created] => 2025-06-24 04:40:42
                    [modified] => 2025-06-24 04:40:42
                )

[5] => Array
                (
                    [id] => 119123570
                    [name] => MLS6.jpg
                    [type] => gallery
                    [category] => external
                    [url] => https://media.mlspin.com/photo.aspx?mls=72941533&w=1024&h=768&n=6
                    [index] => 6
                    [enabled] => 1
                    [created] => 2025-06-24 04:40:42
                    [modified] => 2025-06-24 04:40:42
                )

)

)

EXIT